Commercial Insurance · Mississippi
Business Owners Policy (BOP) in Mississippi
The smart starting point for most small Mississippi businesses. A BOP bundles property and general liability into one affordable policy — simpler, often cheaper than buying coverage separately.
What's included
What a BOP covers
A Business Owners Policy is designed specifically for small to mid-size businesses. It combines two essential coverages into a single, streamlined policy.
Commercial property insurance
Covers your building (if you own it), business personal property, and equipment against fire, storm, vandalism, and certain other losses. In Mississippi, storm and wind coverage is especially important.
General liability insurance
Protects your business if a customer is injured on your property, if your work causes property damage, or if you face a personal injury claim like libel or slander.
Business interruption insurance
Most BOPs include coverage for lost income if your business has to temporarily close due to a covered loss — like a fire or major storm damage.
Who qualifies for a BOP?
BOPs are designed for small to mid-size businesses with physical locations, fewer than 100 employees, and annual revenue typically under $5 million. Many industries qualify — retail, restaurants, professional offices, service businesses, and more.
Building & property
Covers your physical location, equipment, and inventory.
General liability
Covers bodily injury and property damage claims from third parties.
Business interruption
Replaces lost income if a covered loss forces you to temporarily close.
Optional add-ons
Data breach, equipment breakdown, hired/non-owned auto, and more.
Get a BOP quote today
Most small businesses in Mississippi qualify. Let's find out what it costs for yours.